john hancock stable value fund financial statements

The issuer of a security may repay principal more slowly than expected because of rising interest rates. This investment option is deemed a 'Competing' investment option with the Reliance Trust New York Life Anchor Account and may not be available if the Reliance Trust New York Life Anchor Account is selected. Morningstar Category: 2023 Morningstar. Any difference between the market value and book value will be taken into consideration when setting future crediting rates. 4A. For more details, see Risk Disclosures section of this booklet. It is divided into two sections, investment grade and speculative grade. John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. It is divided into two sections, investment grade and speculative grade. Actively managed investments are subject to the risk that the investment managers usage of investment techniques and risk analysis to make investment decisions fails to perform as expected, which may cause the relevant portfolio to lose money or underperform investments with similar objectives and strategies or the market in general. Withdrawals that are the result of plan sponsor actions may be subject to a market value adjustment or paid out in 5 installments over 60 months. John Hancock Financial Statements From 2010 to 2023 The contracts provide daily liquidity at their contract value. John Hancock Retirement Offers New Stable Value Guaranteed Income Fund All Rights Reserved. Index performance shown is for a broad-based securities market index. Morningstar Category: 2023 Morningstar. If these charges were reflected, performance would be lower. This investment option is deemed a "Competing" investment option with the John Hancock Stable Value Fund and may not be available. Morningstar calculates monthly breakpoints using the effective duration of the Morningstar Core Bond Index in determining duration assignment. These charges, if included, would otherwise reduce the total return for a participant's account. Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. S&PCredit ratings of AA- or better are considered to be high credit quality; credit ratings of BBB- are good credit quality and the lowest category of investment grade; credit ratings BB+ and below are lower-rated securities (junk bonds); and credit ratings of CCC+ or below have high default risk. The terms investment grade and speculative grade are market conventions and do not imply any recommendation or endorsement of a specific security for investment purposes. In the case where an underlying fund has either waived a portion of, or capped, its fees, the FER used to determine the ER of the sub-account that invests in the underlying fund is the net expense ratio of the underlying fund. Securities with longer maturities or durations typically have higher yields but may be subject to increased interest-rate risk and price volatility compared with securities with shorter maturities, which have lower yields but greater price stability. Withdrawals caused by the Plan sponsor may either be paid out immediately (subject to a market value adjustment) or at the full contract value over a period of five years. Investment style tells you whether the underlying fund invests in securities of companies that exhibit growth-style characteristics, such as above-average revenue and earnings growth, or in securities that exhibit value-style characteristics, such as shares considered to be underpriced in relation to fundamental measures such as revenues, earnings and assets. John Hancock Stable Value Fund Collective Investment Trust Financial In either case, the redemption of your interest by the affected fund, as well as the investment of the redemption proceeds by the ''new'' fund, may result in transaction costs to the funds because the affected funds may find it necessary to sell securities and the ''new'' funds will find it necessary to invest the redemption proceeds. PDF Wilmington Trust Collective Investment Trust Wtna Stable Value Funds Ultrashort is defined as 25% of the three-year average effective duration of the MCBI. Refer to the Massachusetts contract form for more details about the John Hancock Stable Value Guaranteed Income Fund. Redemption fees or market value adjustments associated with exchanges from particular investment options are described on applicable fund sheets, which are available online. ***Morningstar Portfolio Ratings All Morningstar data is 2023 by Morningstar, Inc. All rights reserved. The ticker symbols shown are for the underlying mutual fund, collective trusts or ETFs in which sub-accounts are invested. Because of their focus on bonds with very short durations, these portfolios offer minimal interest-rate sensitivity and therefore low risk and total return potential. 83. Contact your John Hancock representative if you wish to obtain a copy.Units of the Fund have not been registered under the Securities Act of 1933, as amended, or under the securities laws of any other jurisdiction; and the Fund is not registered under the Investment Company Act of 1940, as amended, or other applicable law, and participants are not entitled to the protections of such Act. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). Please call 800-395-1113 to obtain the Fund Sheet for the group annuity investment option sub-accounts and/or to obtain a prospectus (or Offering Memorandum/Trust Document) for the sub-accounts' underlying fund, that are available on request. The fund's primary investment objectives are to preserve principal, maintain a competitive . The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely.

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